Legal & Agreements

Terms of Service & Disclaimer

Last Updated: August 2026 · Please read carefully before using our services

1. Acceptance of Terms

By accessing or using the Hisaab website (located at https://hisaab.site), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the website immediately.

2. Informational & Estimation Purposes Only

All calculations, algorithms, tax slab charts, Nisab valuations, loan amortization tables, and health metrics provided on Hisaab are designed solely for general educational, personal budgeting, and planning purposes.

Important Financial & Legal Disclaimer: The calculations provided do not constitute certified financial, legal, tax, or medical advice. Tax laws (including FBR statutory rates) and gold/silver commodity market prices fluctuate. Always verify calculations with official government authorities or certified professionals before submitting formal filings or signing loan agreements.

3. Privacy & Client-Side Execution

Hisaab operates on a privacy-first model. All calculations are executed directly inside your web browser using JavaScript. We do not store, collect, or transmit your financial figures, salaries, asset values, or personal inputs to any remote server. For full details, please review our Privacy Policy.

4. Intellectual Property & Usage Restrictions

The design, branding, custom UI components, interactive charts, and proprietary calculator implementations are the intellectual property of Hisaab. You may freely use the calculators for personal and professional planning, but automated web scraping, unauthorized mirroring, or commercial redistribution of our codebase is strictly prohibited.

5. Limitation of Liability

In no event shall Hisaab, its developers, or contributors be held liable for any direct, indirect, incidental, or consequential damages arising out of the use or inability to use the calculation tools, including any tax penalties, discrepancies, or financial losses resulting from reliance on estimates.

6. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Any changes will be posted on this page with an updated timestamp. Continued use of the website after modifications indicates acceptance of the revised terms.

7. Contact Us

If you have any questions regarding these Terms, please contact our team via our Contact Page or email us at hisaab.pk.help@gmail.com.